Doug Johnson

SVP & Chief Advisor, Payments & Cybersecurity Policy, American Bankers Association

Johnson is the ABA's senior VP and chief advisor for payments and cybersecurity policy, where he's involved in a variety of public policy and compliance issues. He currently leads the association's enterprise risk, physical and cybersecurity, business continuity and resiliency policy and fraud deterrence efforts. Johnson currently serves as vice chairman of the Financial Services Sector Coordinating Council, which advises the federal bank regulatory agencies on homeland security and critical infrastructure protection issues. He is also a board member of the FS-ISAC, a private corporation that works with government to provide the financial sector with cyber and physical threat and vulnerability information.

Ronald Raether

Partner, Partner at Troutman Pepper

Ron Raether leads the Cybersecurity, Information Governance and Privacy practice and is a partner in the Consumer Financial Services practice group at Troutman Pepper. Ron is known as the interpreter between businesses and information technology, and has assisted companies in navigating federal and state privacy laws for over twenty years. Ron's understanding of technology led him to be involved in legal issues that cross normal law firm boundaries, including experience with data security, data privacy, patent, antitrust, and licensing and contracts. This experience allows Ron to bring a fresh and creative perspective to data compliance issues with the knowledge and historical perspective of an industry veteran.

Ron's involvement in seminal data compliance and data use cases has helped define current standards in several areas of the law. He assisted one of the first companies required to provide notice of a data breach and has since successfully defended companies in hundreds of class actions and regulatory investigations. Ron represents clients in a broad range of technology and data privacy matters including data aggregation and analytics, mobile applications, de-identification/anonymization, including correlating data from multiple connected devices, "connected-things (IoT)," electronic crash- and consumer-reporting systems, and payment technologies. Ron also advises on pre- and post-incident compliance concerns ranging from the development of incident response plans and workflows, guiding clients through immediate forensic investigations, coordinating initial crisis management, which includes navigating clients through the maze of state and federal notification requirements, addressing post-incident aftermath, and responding to regulatory inquiries. Balancing privacy, cyber security and business functionality, Ron's approach to data governance is uniquely designed with the industry in mind as it adapts to the ever-evolving technological and legal landscape.

Kirstin Wells

VP, Risk Officer, Federal Reserve Bank of Chicago

Wells is vice president, risk officer, for the Federal Reserve Bank of Chicago. Prior to this role, Wells was an assistant vice president in the financial markets group, where her work focused on policy issues related to risk management in derivatives clearing and settlement and innovations in general purpose payment systems. Prior to joining the Federal Reserve Bank of Chicago, Wells was a vice president for payment system strategy at Wachovia Corporation, and a senior policy analyst in the payment risk area at the Board of Governors of the Federal Reserve System.